Here at Spaceslide we know that one style does not suit everyone, which is why we stock such a wide variety of designs and finishes to enable you to add that all-important personal touch to our stunning sliding wardrobe doors. And, with your convenience in mind, we take the same approach with our payment options, making it even easier for you to achieve a bedroom you have always dreamed of. 

We understand that everyone’s monetary situations are different and what’s immediately affordable for some isn’t for others, so we offer a range of options when it comes to funding, enabling you to be as flexible as possible when making your purchase. Whether you want to pay up front for your wardrobes, are looking for 0% interest free finance or are seeking a buy now pay later deal,

Here at Spaceslide we have got you covered.

For help with your finance please call 0800 980 3499 

Credit subject to status and affordability. Terms & Conditions Apply. Home Décor GB Ltd t/a Spaceslide are a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a division of Mitsubishi HC Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.

Here are some of the most commonly asked questions regarding online finance.

How do I choose to pay by Finance? Just select the finance option on the checkout page or let the sales consultant know if you're buying in our showrooms.

Who is eligible to apply for online finance? To apply for finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however, we will require the employment details of your spouse in order to process your application.

When do my repayments start? Your monthly repayments will begin one month after your purchase has been delivered (or installed if Spaceslide are carrying out the installation)

Are there any arrangement fees or hidden extras for credit? No. There are no arrangement fees or hidden extras but there is an early repayment charge of £29 when the agreement is settled within 12 months.

Applying for online finance - When you buy online from Home Décor GB Ltd t/a Spaceslide you have the choice of applying for instant finance by adding your purchase to the shopping basket, selecting the option to PaybyFinance, and completing a finance application form.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will receive an e-mail advising you of how to download the finance agreement. Please read this carefully checking that all the details are correct, then either e-sign the agreement, if offered, or print and sign the finance agreement twice. Post the document to the address shown on the finance agreement.

Following receipt of your finance agreement and a few additional checks, your goods will be manufactured and dispatched following a 14 day period, during which you can cancel your agreement. 

Applying for online finance couldn't be easier or more convenient. Once you've chosen the products you'd like to purchase, simply complete a brief online application form accessed via the 'checkout'. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

Once my application is approved, what happens next? Within minutes of your application being approved, you will be presented with the option to sign your credit agreement. If you are offered the ability to e-sign your credit agreement and choose to do so, a PDF of your credit agreement will be displayed on the screen. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the credit agreement Home Décor GB t/a Spaceslide will be notified and you need do nothing more. If you are presented with the ability to print and return your credit agreement you should print the PDF agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the credit agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Novuna Capital. Shipment of your goods will follow soon after your agreement has been returned to our finance company.

Will you credit score me and if so, what does this mean? Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

If you decline my application, what is the reason? In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with the main reason for the decline of your application, it is usually based on one, or a combination of the following:

Your credit score (note that every finance company will score you differently)
Adverse credit reference agency information
You are considered to be overcommitted
You are aged under 18
Your existing account performance with other lenders

What type of information do credit reference agencies hold about me? Some of the information is public information, for example, electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them. For instance, this could include your payment history and outstanding balance on these accounts. Any requests for credit where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

How do I obtain a copy of this information? You should send a cheque for £2.00 made payable to the relevant company, together with details of all addresses at which you have lived over the last 6 years:

Consumer Help Desk Experian Limited PO Box 8000 Nottingham NG1 5GX
Equifax Ltd., Credit File Advice Centre. PO Box 1140. Bradford, BD1 5US
Consumer Services, Callcredit Limited, PO Box 491, LEEDS, LS3 1WZ
The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

If my application is not successful, can I re-apply? Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest, however, that you leave at least 6 months between applications.

Can I request delivery to an address other than my home? In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

Looking for a payment holiday when buying your new wardrobes? When you purchase your fitted wardrobe from Spaceslide, you can buy now and pay nothing for 12 months. Our Buy Now Pay Later wardrobe finance is available when you spend £1000 or more and pay a 10% deposit.

See below for full details on our finance partner and find out how you can check if you’re eligible for our payment plans.

Buy Now, Pay Later finance With the low cost early repayment option no interest will be charged on any payment made during the holiday period. It is important to note you will have to pay interest accrued during the holiday period on anything you don’t repay. 

All you need to do is: 

1. Spend a minimum £1,000 and above
2. Place a 10% deposit

Representative example: 

Order value DEPOSIT (10%) Holiday period Representative example:
£1,500 £150 12 months Cash price £1,500.00

Deposit £150.00

11.9% APR representative £1350 credit

Total term (if not settled during deferral period) 126 months

Number of payments 120

Monthly payment £19.73

Total amount payable £2,517.60

We understand the importance of a flexible selection of payment options when it comes to purchasing your new wardrobe. We now have more than one plan available within our 0% interest free options, helping you spread the cost of your new wardrobe over either 12, 24 or 36 months, each option totally interest free. 

See below for full details on our finance partner and find out how you can check if you’re eligible for our payment plans.

12, 24 or 36 months 0% APR representative interest free finance
Spread the cost with our interest free finance available online and in store.

Our simple finance options allow you to spread the cost of your purchase over 12 months.

All you need to do is:
1. Spend a minimum £1,000 and above
2. Place a minimum 10% deposit
3. Minimum finance amount after deposit £500 and above
We offer 2 simple finance option to help you spread the cost of your purchases.

12 months interest free finance on orders of £1,000 and above 
The table below shows you how many monthly repayments will be based on the total order value.

For help with your finance please call 0800 980 3499
Credit subject to status and affordability. Terms & Conditions Apply. Home Décor GB Ltd t/a Spaceslide are a credit broker and are Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a division of Mitsubishi HC Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.

Order value DEPOSIT (10%) Monthly payments Representative example:
£1000 £150 £75 Cash price £1,000.00
£2000 £200 £150 Deposit £150.00

0% APR representative

Interest rate 0% fixed

Number of payments 12

Monthly payment £75.00

Total amount payable  £1,000.00